Students are being urged to seek debt help after graduating to ensure they know where they stand financially before considering making any decisions.
Research from the One Stop Finance Shop has shown that some student finish University and almost immediately find themselves with a mortgage to pay off on top of a hefty loan and other expenses.
A report from the group states: "Graduates must start paying off student loans when they start earning £15,000. The loan payment garnishes 9% of their income."