Saga have released a new credit card which can reduce debt significantly quicker than most competitor products, according to the group.
The new card pays off the most expensive debts first meaning consumers pay less in interest and can clear their arrears much quicker.
This isn't the first credit card to offer this feature, but Saga might just force other credit card companies into action, meaning cheaper bills for many consumers.
A spokesman for the group added, "This is another product from Saga which puts the customer's needs first."